馬來西亞第二家園政策面臨大變，引發市場焦慮

因為疫情原因，馬來西亞第二家園政策已經停滯好久了，然后最近新出政策說是要從新收客了，但是要求飆升！

Many expatriates under the Malaysia My Second Home (MM2H) programme are convinced that the government is looking to remove them from the country in light of the new requirements and conditions announced on Wednesday.二家園最新政策被人詬病說是想要踢掉部分現有持證人，因為最新的要求非常高，大家都覺得基本不可能滿足政府的需求，有人說政府是想錢想瘋了；

The decision is expected to dramatically affect the economy as it encourages non-citizens to sell off their assets in Malaysia, remove their deposits and take off for greener pastures.如果二家園政策按照最新版本執行的話，可能會引發持證人拋售其在馬來西亞的不動產資源，因為如果人都不能在馬來西亞生活的話，還要馬來西亞的物業有什么用？

The most talked-about issue is the minimum monthly offshore income that has increased from RM10,000 to RM40,000 per month.大家討論最為熱烈的要求是收入四萬一個月這條，因為基本上來說只有打工皇帝才行了不是嗎？

“Also, expats who own investment properties here to supplement their incomes will not be able to count that as income to meet the new financial requirements as the RM40,000 per month must be earned offshore.還有一條比較重要的是，這個4萬馬幣每個月的收入還不能包括在馬來西亞持有物業的租金收入，只能從本國收入里面做計算。

“If you are comparing other neighbouring countries that have this kind of programme, we are on the losing end in the aspect of competitiveness,” he told The Vibes.如果對比周邊國家，馬來西亞的第二家園政策完全沒有任何優勢。

“We are not talking about a 30% increase (now). This is more than three times the previous requirement.經過計算新規基本上成本比舊版本高30%以上。

“Unless the government changes their decision we will be forced to relocate to another country. The RM40,000 per month income is more than double what we would need to return and live a comfortable life in Australia.”澳洲二家園持有人說如果月收入這么要求的話，他都不需要到馬來西亞生活了，因為一個月四萬馬幣如果在澳洲的話也同樣可以生活的很好了，為何還要到大馬呢？

There will also be a ceiling for participant numbers, namely principals and dependants, at any one time, with not more than 1% of the Malaysian population.如果新規執行，估計二家園申請人不會超過馬來西亞總人口的1%。

The rate of the pass fee is also increased from RM90 to RM500 a year, with an additional RM5,000 processing fee for the principal and RM2,500 for each dependent.而且二家園每年的續簽收費還從90馬幣提高到了500馬幣，而且還需要5000馬幣操作費，隨遷的話要2500馬幣，也就是說，每五年一簽的話，如果你是一家三口，怎樣也要大幾千甚至上萬馬幣了吧？所以總結一下就是，想錢想瘋了，哈哈！！